#MOI FUTURE BROKER CHALLENGE 2027
Your idea could shape the future of financial distribution.
Banking and insurance are changing.
AI, digitalisation, new customer expectations and new ways of working are transforming how financial products are advised, distributed and experienced.
But one voice is especially important: The people who work with customers every day.
The MOI Future Broker Challenge 2027 gives forward-thinking brokers, financial advisors and distribution professionals from the insurance and banking world the opportunity to share their ideas for a better future.
Application opens: 01 Oktober 2026
Application deadline: 01 January 2027
Final Recognition: 06 April 2027 | MOI Innovation Day | Palais Niederösterreich, Vienna
YOUR IDEA. YOUR VOICE. YOUR FUTURE.
If you could change one thing in financial distribution – what would it be?
How could we make banking and insurance simpler, more customer-centric, innovative, preventive or human?
How should AI support advisors rather than replace the human relationship?
What should banks and insurers understand about the future of distribution?
We want to hear from the people who know customers best.
No pitch deck. No complicated application.
Just your experience, your perspective and your idea.
WHY SHOULD YOU APPLY?
The future of financial services should not only be designed in boardrooms.
The people who advise customers, understand their needs and experience the realities of distribution every day should be part of the conversation.
By joining the MOI Future Broker Challenge, you can:
- Bring your idea directly into the banking and insurance ecosystem
- Make your voice heard by industry leaders and decision-makers
- Share your real-world experience from customer advisory and distribution
- Connect with future-oriented professionals from different markets
- Learn from banking, insurance, technology and innovation experts
- Gain recognition for your contribution to the future of financial services
- Get the opportunity to become part of the MOI Future Broker Circle 2027
WHO CAN APPLY?
The Challenge is open to people working in the distribution of insurance and banking products, including:
Insurance Brokers · Financial Advisors · Bank Advisors · Independent Financial Intermediaries · Insurance Agents · Wealth & Investment Advisors · Distribution Professionals
Whether you work independently, within a brokerage, bank, insurance company or financial organisation:
If you work close to the customer and have an idea for the future, we want to hear it.
The Challenge is open internationally.
WHAT ARE WE LOOKING FOR?
One central question:
How can we create a better future for financial distribution?
Your idea could focus on:
YOUR VOICE. YOUR IDEAS. 3 QUESTIONS.
We want to hear from the people who are closest to the customer.
1 | THE CHALLENGE
What is the biggest challenge you currently see in selling and advising banking or insurance products?
What makes it difficult for you to serve customers better today?
2 | YOUR IDEA
If you could change ONE thing in banking or insurance distribution, what would it be – and why?
Share one concrete idea that could make financial advice or distribution simpler, smarter, more customer-centric or more successful.
3 | THE FUTURE
What do you need from banks and insurance companies to be successful as a financial advisor or broker in the future?
Think about technology, AI, products, processes, education, collaboration, customer experience or any other area that matters to you.
3 questions. Your experience. Your idea. Your voice.
The best insights don’t always come from the boardroom.
Sometimes they come directly from the people talking to customers every day.
Applications: 01 Oktober 2026 – 01 January 2027
MOI Future Broker Challenge 2027
06 April 2027 · Palais Niederösterreich · Vienna
It doesn’t have to be a revolutionary idea.
Sometimes a small change can make a big difference.
HOW DOES THE CHALLENGE WORK?
1 | APPLY
Submit your short online application between 01 Oktober 2026 and 01 January 2027.
Tell us who you are, what you see changing in financial services and share your idea.
2 | SHARE YOUR PERSPECTIVE
Answer a few Future Broker questions about the challenges and opportunities you experience in your daily work.
The collected ideas will create valuable insights into what the next generation of financial distribution expects from banks and insurance companies.
3 | GET RECOGNISED
Selected participants will become part of the MOI Future Broker Circle 2027.
On 06 April 2027, Future Brokers will be recognised at the MOI Innovation Day at Palais Niederösterreich in Vienna and receive an official MOI Future Broker Certificate.
YOUR IDEAS REACH DECISION-MAKERS
We don’t want good ideas to disappear into an application form.
The insights and ideas generated through the Challenge will be consolidated and made available to participating banks and insurance companies.
This creates a new bridge between:
DISTRIBUTION × CUSTOMERS × BANKS × INSURERS
We want financial institutions to hear directly from the people who work closest to their customers.
What does the next generation of financial distribution need?
What should banks and insurers do differently?
And what can we build together?
FROM CHALLENGE TO COMMUNITY
The MOI Future Broker Challenge is more than a competition.
It is about finding and connecting people who want to move the financial industry forward.
Up to 100 selected Future Brokers can become part of the MOI Future Broker Circle 2027.
TRUST · INNOVATION · FUTURE READINESS · PREVENTION · ROLE MODEL
BRING YOUR IDEA TO VIENNA.
MOI Innovation Day 2027
06 April 2027
Palais Niederösterreich | Vienna
Meet leaders from banking and insurance, innovators, startups and forward-thinking distribution professionals from across Europe.
Learn. Connect. Challenge. Shape the Future.
Applications: 01 Oktober 2026 – 01 January 2027
HAVE AN IDEA FOR THE FUTURE OF FINANCIAL DISTRIBUTION?
ADVISORY BOARD - JURY
